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 Understanding the Family Home Guarantee Scheme.
For many single parents, buying a home can feel out of reach — especially when trying to balance rising property prices with the challenges of saving for a deposit. The Family Home Guarantee (FHG) Scheme, introduced by Big Changes Coming for First-Home Buyers: First Home Guarantee Expands from 1 October 202528/8/2025  The Federal Government’s First Home Guarantee (FHBG) has already helped tens of thousands of first-home buyers purchase with as little as a 5% deposit, without needing to pay LMI. And now, from 1 October 2025, the scheme is expanding sooner than expected, making home ownership even more accessible.
 Learn what the Household Expenditure Measure (HEM) is, how banks use it in home loan applications, and tips to improve your borrowing power.
 If you're a nurse dreaming of buying a home, here's some great news: you may be able to avoid paying Lenders Mortgage Insurance (LMI) — even if you have less than a 20% deposit. Let us show you how you may be able to save tens of thousands of dollars.
 Are you considering buying a home? If so, you've probably heard the term "Lenders Mortgage Insurance" or LMI thrown around. Don't let this financial jargon intimidate you. In this blog, we'll break down Lenders Mortgage Insurance into simple terms so you can understand what it is and how it may affect your home buying journey.
 This is general advice only and is a brief summary. For full details click here and seek specific advice.
How much? $10,000 when you buy a house that has never been lived in or build a new house. Stamp duty exemption or discount when you purchase an established house or block of land with the intention of building.
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